Cody Sperber's Do It Yourself Loan Modification eBook Helps Homeowners Lower Their Monthly Payments!

Nov. 21, 2008 - PRLog -- There are lots of loan modification folks out there these days. Frankly it seems like many of them just moved from sub prime lending to loan modification; but Cody Sperber's Do It Yourself Loan Modification eBook shows that Cody and the folks at ForeclosureCounseling.com know what they are talking about. While some books just gloss over the things you need to do Cody's DIY Loan Modication ebook gives you smart insight on things to ask for when negotiating your own loan modification.  You can downloan the Loan Modification eBook at: http://www.foreclosurecounseling.com/doityourselfloanmodifications.html

In its simplest form, a Loan Modification is a way to renegotiate your current mortgage and monthly payments allowing you to avoid foreclosure and maintain your credit. Many aspects of your mortgage can be changed to your benefit, including the term of the loan, interest rate, balance of principle, and monthly payments. It's even possible to have late fees waived. There are many opportunities opened through a Loan Modification and each home owner's situation is unique. A large number of homeowners will use a Loan Modification to prevent foreclosure on their home. For anyone who is unable to make their monthly payments, or is in danger of being buried under a past-due balance, a Loan Modification is the perfect solutions to stopping foreclosure and keeping your home!

When you're trying to do a loan modification yourself the one thing you don't have is time to figure out how to do it on your own. When your home is facing foreclosure is not the time to learn things "on the job." You need to make sure that the effort you put in is directed at reaching your ultimate goal - saving your home - and with Do It Yourself Loan Modification ebook you're well on your way.

Wasted energy, frustration and burn out are all symptoms of trying to get your own loan modification. For a few bucks you can elimate the wasted energy part of the equation and learn how to deal with the frustration and dead ends that often pop-up during the process.

Inside Cody Sperber's Do It Yourself Loan Modification Kit you will find:

- The loan modification proposal package forms and documents
- The included expense and income worksheets
- The tips for dealing with the loan modification process and loss mitigation department employees
- The information on where to start and what to ask for.

Don't be fooled that your lender(s) are just going to give you a loan modification that is in your best interest! Take the time to educate yourself on what a Loan Modification is, how to create a complete loan modification proposal, and how to negotiate with your banks home retention department. Cody Sperber has been helping homeowners avoid foreclosure for over 5 years and specializes in Loan Modifications and Short Sales in Arizona. He owns http://www.foreclosurecounseling.com/doityourselfloanmodi..., www.SellQuickForCash.com, and www.CodySperber.com.

For More Information Call 602-626-3598.

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www.ForeclosureCounseling.com and Cody Sperber have been helping homeowners Avoid Foreclosure and save their homes for over five years. We offer FREE education on HOW TO STOP FORECLOSURE fast using a loan modification to adjust your current mortgage payments downward to something more affordable. We are Arizona Short Sale Experts and have conducted hundreds of Loan Modifications and Short Sales over the years. Located in Downtown Phoenix, AZ, we are here to help anyone that has the need to Stop Foreclosure and save their home!

Call us anytime at 602-626-3598 or visit our website at http://www.ForeclosureCounseling.com.