CitiMortgage Mortgage Loan Modification - Approaching the CitiMortgage Loss Mitigation Department

Sept. 21, 2009 - PRLog -- Call and set up an appointment, email or write a letter. You may need to explain why you need this appointment, in other words how your financial situation has changed, and how they can help you by changing your mortgage and lowering your debt load.

Hector Milla Editor of the "Best Mortgage Loan Modification" website -- http://www.BestMortgageLoanModification.net  -- pointed out;

“… Before the meeting be prepared. You need to do two things before your appointment with financial assistants. First, you must gather all of your past and present documents. Bring your old tax forms and proof of your income now either check stubs or a 1040. You must show your income. Next gather your banking statements, credit cards, bills, and notices of overdue bills. It is very important to have all of your financial documents with you at the meeting …”

Before the meeting, you must also prepare a budget. This is helpful in several ways. First, it allows you to see your income and spending patterns, before meeting with the loan officer. Second, it shows the loan officer that you really want financial help through a loan modification. This shows the bank you are prepared financially. During the meeting you will be ready to answer all the questions, with your budget and documents prepared in advance. Being prepared will make the process smoother and quicker for you to reach your financial goals.

“… Most importantly the paperwork for your new mortgage needs to be filled out completely, accurately, and neatly. Please read carefully and answer all the questions. If you need assistance with a question, section, or the application itself, always ask for assistance. The forms are really quite easy…” H. Milla added.

You too can reduce your debt with Loan Modification easily and quickly by being prepared.

Further information about how to get professional assistance with a mortgage loan modification by visiting; http://www.BestMortgageLoanModification.net