Save your home, Modify your Loan.

April 1, 2009 - PRLog -- Save your home, Modify your loan  

Loan Modification / Short Sell / Reduce your Mortgage Balance


Do you need help keeping your mortgage Current?

Are you behind on your mortgage payment?

Does your adjustable rate continue to go up?

Do you have a hardship keeping you from making payments?

Do you owe more that your house is worth?



The federal government has begun new programs to assist homeowners who have been affected by our current economic conditions. The banks and lenders alike have been mandated by our federal government to do everything they can to work with struggling homeowners to avoid foreclosure. If you are a homeowner who is dealing with financial hardship and is facing foreclosure we can help. Even if you have talked to your mortgage company before, and they offered no relief, we may be able to help. There are many loan modification and workout plans now being used to give homeowners help to stop foreclosure, don't wait call today to speak with one of our staff members.



Free Consultations     Save Your Home Call 404-597-5381 or http://www.kstrealty.com/loan-modification



All consultations are confidential, 100% risk free, and are conducted by Trained Counselors. Whether you are merely looking for more information regarding loss mitigation, or you are paying too much for your home, whether you are completely upside down on your mortgage, or you are facing foreclosure, we are here to help you. To help you not only understand the loss mitigation process, but to help find you the answers to your financial hardship and stop foreclosure.

Here are a few examples of available plans to avoid foreclosure, reduce your interest rate, or reduce your mortgage balance.

•        FORBEARANCE-DEFERRAL PLANS
Loan borrowers sometimes have problems with their payments due to unexpected circumstances. This may cause the lender to start the foreclosure process. To avoid this situation, the lender and the borrower have the option to make an agreement called "forbearance". According to this agreement, the lender delays his right to exercise foreclosure if the borrower could catch-up his payment schedule in a certain amount of time. This time-period and the payment (forbearance) plan depend on the details of the agreement which are accepted by both of the parties involved.

•               LOAN MODIFICATION
Loan modification is a process whereby a homeowner's mortgage is modified and both lender and homeowner are bound by the new terms. The most common modifications are lowering the interest rate, reducing the principal balance, 'fixing' adjustable interest rates, increasing the loan term, forgiveness of payment defaults & fees, or any combination of these.

•               SHORT SALE
A short sale is a sale of real estate in which the proceeds from the sale fall short of the balance owed on a loan secured by the property sold. In a short sale, the bank or mortgage lender agrees to discount a loan balance due to an economic or financial hardship on the part of the mortgagor.

Call   404-597-5381 for immediate response or http://www.kstrealty.com/loan-modification


LOSS MITIGATION STRATEGIES

We can help to modify your loan without refinancing! Let us help to make monthly bills affordable and get back on track so you can enjoy your future and save your home! Our affiliate company, has successfully modified thousands of mortgages, and can help you achieve financial stability. We hold an industry leading 97% success rate of completed loan modifications, and are one of the only companies to stand behind our commitment to saving your home with a 100% money back guarantee. Our Loan Modification Processing Company is an attorney based Mitigation Company, performing forensic audits and legal review to ensure the best possible terms.  

From the moment we take your case, we are committed to being in your corner for the hardest battle your family will ever have to face, the battle to save your home.

When you retain the services of our company, whether it's for short-sale representation, or loan modification, or any other service we provide in the loss mitigation arena, you are not only retaining the 100+ years combined experience of our staff or our 100% money back guarantee, you are retaining a family. A family that is dedicated to treating your family like our family. A family that will fight for your home, for your goals, and for your financial freedom.  

Save Your Home, reduce your mortgage balance, reduce your interest rate, and stop foreclosure call today.

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Saving homes thru inovative loss mitigation programs mandated by the federal government. INTEREST RATE REDUCTIONS, REDUCTION OF PRINCIPLE BALANCE, AND FORGIVENESS OF PAYMENTS.