Your Good Name and Credit Reputation are Important in Tough Economic Times

Sept. 6, 2009 - PRLog -- In an ever worsening economy your good name and reputation within the community is becoming more important.  Creditors have tightened their guidelines effectively barring millions of Americans from borrowing money.  Even those with excellent credit are experiencing reduced credit limits and closed equity lines.  Mortgage lenders, auto finance companies, credit card issuers and banks have all raised the bar.  Borrowers with low credit scores can expect to be denied or to pay significantly higher interest rates than those with excellent credit.  Long gone are the days of obtaining credit, goods, benefits, services and/or employment with a 620 credit score.  In more instances than not, a consumer will be denied if they maintain a credit score lower than 720.

The terms credit repair, credit restoration and/or credit rehabilitation are somewhat synomous.  Those with bad credit cannot afford to ignore the potential benefits of credit repair.  In today's society, credit repair is more important than ever.  Approximately 78% of credit profiles contain some sort of error or omission materially impacting credit worthiness.  As such, one would be wise to at least explore retaining a reputable credit service organization in the restoration of their own good name and reputation within the community.  With that said, Credit Restoration Consultants may be that credit service organization.

Credit Restoration Consultants is a credit service organization specializing in the restoration of consumer credit worthiness as well as identity theft.  We assist consumers in achieving a favorable financial credit profile. Everything we do is legal utilizing laws enacted by Congress to dispute negative, erroneous, obsolete, and/or fraudulent information contained within your consumer credit profile.

Utilizing the Fair Credit Reporting Act, the Fair Debt Collection Practices Act, the Fair Credit Billing Act, and the Fair and Accurate Credit Transactions Act, Credit Restoration Consultants will assist a consumer in the submission of disputes electronically, verbally and in writing to the Equifax, Experian and Trans Union consumer reporting agencies in addition to creditors, collection agencies, third-party record providers and state/federal/private regulatory authorities.  Keep in mind that anything Credit Restoration Consultants can do - you can do yourself.  Where Credit Restoration Consultants has the edge is the fact that we possess the education, knowledge and a source proven method which yields results.

Unlike most credit service organizations that submit the same written dispute letters monthly, Credit Restoration Consultants has devised a strategy whereby disputes are submitted electronically, verbally and in writing over a six month period to the credit reporting agencies, creditors, collectors, and third-party record providers reporting negative, inaccurate, obsolete and/or erroneous information.  Utilizing the Fair Credit Reporting Act, the Fair Debt Collection Practices Act, the Fair Credit Billing Act, the Fair and Accurate Credit Transactions Act, in addition to laws applicable to a particular state, Credit Restoration Consultants has obtained thousands of deletions and updates for its clients.  Credit Restoration Consultants can help remove erroneous and/or inaccurate judgments, liens, bankruptcies, student loans, inquiries, derogatory tradelines, personal identifiers and more!  While the credit restoration process can take anywhere from 30 days to six months, most clients see dramatic results in 45-60 days.

Still not convinced as to the benefit of utilizing Credit Restoration Consultants in the restoration of your good name and reputation within the community?  You should tune into “The Credit Report with Bill Lewis.”  As a nationally known credit repair expert, Bill can be heard weekday's on the 9's - both 9:00 a.m. and 9:00 p.m. eastern time - on AM 1470 WWNN in south Florida. For those listening online, streaming audio can be accessed at www.wwnnradio.com/  by clicking on the listen live link.

For more information on Credit Restoration Consultants or to discuss existing special offers, please contact us at (954) 581-5050 or online at www.talkaboutcredit.com

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Credit Restoration Consultants is a credit service organization specializing in the restoration of conumer credit worthiness as well as identity theft.