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Follow on Google News | Healthcare reform, will make us a better national- Robin TrehanThere are several factors that contribute to this discrepancy. They include the difficulty so many Americans have when it comes to finding affordable coverage
By: Credit Capital Funding There are several factors that contribute to this discrepancy. They include the difficulty so many Americans have when it comes to finding affordable coverage. Some are self-employed or work for smaller businesses that can’t afford to provide benefits. Because individual policies are difficult to obtain and usually prohibitively expensive, those who find themselves in such a situation are forced to do without. Others have pre-existing conditions that insurance companies use as an excuse to reject their application. Many lose their coverage after they become seriously ill or lose their jobs. The uninsured often avoid going to the doctor for basic preventive care. They won’t seek treatment for illness or injury until their symptoms become severe. Once that occurs they suffer a serious accident or injury, they usually end up going to the emergency room. That cost is than passed on those who are insured because the hospital needs to compensate for these unpaid costs. If those without health insurance were provided with affordable options, it would actually end up costing less in the long run. More people would be healthier, making it easier for them to continue being productive members of society. Another factor that contributes to the need for reform is the lack of basic consumer protections for those who are insured. We’ve all heard horror stories about people who were dropped by their insurance companies and denied needed care for trumped-up reasons such as a small omission on their original application. Enacting effective healthcare reform will make America a better nation. It makes sense on a number of levels. As the saying goes, “A chain is only as strong as its weakest link.” America needs to address the “weak link” that is our healthcare system and move forward to a position of strength. Robin Trehan is assocated with the equity fund of Credit Capital Funding and its groups of companies. More information www.creditcapitalfunding.com www.businesscreditfunding.com End
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