Armored Debt Center advises consumers on how to find the best Debt Relief Programs

Oct. 24, 2009 - PRLog -- Armored Debt Center, the leading debt settlement company in Irvine, California is advising consumers on what to look out for when finding the best debt relief programs.

“Being in debt feels like it has become a way of life for many people, especially with the recent economic downturn.  However, it does not have to be as such,” said Andrew Roosen, CEO of Armored Debt Center. “There are respected debt relief companies such as Armored Debt Center that can help, but those seeking the help must make sure the organization is legitimate to avoid being scammed. It's not easy to get out of debt because even if you pay off your purchases, there are still interest fees and other expenses that become part of the bill. With the recent recession, creditors have even been increasing interest rates which makes paying off credit even more difficult.”

Roosen adds that finding the best debt relief programs is not too hard to do. Below are some useful tips for consumers.

Firstly, when thinking about debt consolidation and elimination, consumers have to see if they meet certain qualifications of the companies they are looking into. For instance, some companies require that the income is a certain level higher above the debt. This gives assurances that consumers will be able to make a monthly payment in the program the companies are offering.

Next, try to avoid going through debt negotiation companies. Debt relief organizations are the better alternative as they provide a better solution through consolidation and elimination programs. Usually, they put all the bills together into one payment, which is easier for the consumer to deal with. Legitimate companies have to pass a standards test to determine if they are ethical. This shows they are on the consumer's side.

“If consumers want to get out of debt and hire a debt settlement company for debt negotiation, there is one important tip they should consider” said Roosen. “Refrain from going directly to a particular debt settlement company but rather first go to a debt relief network who is affiliated with several legitimate debt companies. In order to be in the debt relief network, the debt settlement companies must prove a track record of successfully negotiating and eliminating debt. They must also pass an ethical standards test. Roosen confidently added that “Armored Debt Center has been through these rigorous tests and we as a company have a long track record of success with helping our clients relieve them of their debt.”

Going through a debt relief network will ensure that the debt company consumers are provided with a legitimate and respected company. This is the most efficient way in finding the best debt settlement companies and increasing consumers’ chances of eliminating their debt.

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Armored Debt Center, headquartered in Irvine, California, helps individuals and families experiencing financial distress to reestablish their fiscal footing as quickly as possible. Its model for debt settlement is a win-win approach in that it assists clients in reestablishing their financial footing as soon as possible while maintaining a positive relationship with the creditors in order to reach the most favorable settlement for their clients. Armored Debt Center negotiates with creditors and establishes a feasible, practical way for clients to pay off not just their interest rates, but also their balances.