Post Abatement-Tainted Corrosive "Chinese" Drywall Insurance Policy Coverage - Caveat Emptor Applies

Oct. 1, 2011 - PRLog -- Savvy Consumers moving forward with abatement, treatment, and re-construction of their homes or structures have rapidly realized, based on the lack of clearly defined, validated, and detailed Abatement, Treatment, and Testing Protocols or Guidelines, an Insurance Policy covering the Contractor or Treatment Protocol associated with the abatement work was the answer or final requirement  to protect them for sub-standard or unsuccessful Abatement Protocols, and unscrupulous Contractors.

Savvy Consumers trying to avoid being victimized again, have insisted Contractors, Developers, Builders, or who ever corrected or "abated" the house or structure, provide an Insurance Policy or Warranty, that covered the full scope of work or re-work that maybe required, should the corrosion problems or issues associated with Tainted Corrosive "Chinese" Drywall either start to re-occur or actually re-occur.

After talking with several Insurance experts concerning existing Policies or Warranties currently available, complex insurance language and terms, I strongly feel any and all policies, based on "completed operations", General Liability coverage, work performed by the Contractor, E&O policies, and numerous other similar type policies or warranties, actually FAIL to provide, and specifically EXCLUDE real or claimable coverage, based on Insurance Professionals detailed reviews and opinions of currently available policies and warranties.

Basically an Environmental type policy, specifically written to cover "pollution and environmental issues" seems to be the only real answer or legit Policy available.

Consumers and their lawyers need to seek their own opinion or explanation from an Insurance Professional with the proper credentials ... I did ... an was not only shocked, but convinced, most Professionals have no clue about Insurance coverage, policy language, and guidelines associated with this specific issue ...

Tainted Corrosive "Chinese" Drywall ... corrosion, out-gassing, damage, and who is responsible ...

Before you sign an abatement, treatment and re-construction contract or agreement, we strongly suggest you seek advice from licensed, Environmental Insurance Experts, and get the facts from the horses mouth, not the Contractor, Consultant, Developer, Hygienist, or Builder to avoid becoming a victim again, and again.

For more information about who to call ...

Contact ... Construction-Guru@comcast.net ... or call our office ... 941-955-8111

Thank you for your time and interest,

Michael S. Foreman
Foreman and Associates, Inc.
Forensic Construction Consultants
Consumer Advocates
http://www.Construction-Guru.com

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Foreman and Associates, knowledge and expertise concerning Tainted Corrosive Drywall (TCDW) or Chinese Drywall (CDW) leads the Industry with:

First 100% Accurate NDE Diagnostic Protocol (January 2009)
First Environmental Insurance backed abatement and treatment Protocol
First to publish and share NDE Analysis Protocol (January 2010)
First to promote and endorse SNiPER® Treatment System
First to acknowledge and endorse personal property SNiPER® Treatment System
First Cost Effective abatement Protocol requiring ALL electrical wiring / fixtures, HVAC equipment / duct work, drywall, cabinets, interior doors / hardware, carpet and pad, plumbing fixtures, removal and replacement or SNiPER® Treatment of specific components.

Our firms Treatment Protocol for Tainted Corrosive Drywall or Chinese Drywall has been documented as 100% successful.

Our SNiPER® Treatment affords Clients a CDW / TCDW Specific Insurance Policy, covering any future out-gassing or environmental issues.