Should You Use A Personal Injury Calculator Or Hire An Attorney?

Nov. 27, 2011 - PRLog -- There’s a lot of information about using a personal injury calculator when you’ve been involved in an accident through no fault of your own. The question is, “Is this a smart thing to do?” I believe the smart thing to do is to hire a personal injury attorney who is skilled in protecting you interests.

What is a personal injury calculator?

The basic formula is (Pain Multiplier X Medical Expenses + Loss of Income) The pain multiplier is figured based on the seriousness of your injuries. A minor injury would have a low multiplier, (1-2) while a more serious injury would have a high pain multiplier (5-6). You would add up your medical expenses and multiply that times the multiplier and then adds your loss of income. That’s the number you want to get from the insurance adjuster.

You can argue that the calculator is a little too simplistic and doesn’t take into account the complexities of your injury. The one benefit you may have with the personal injury calculator is will help you understand how the insurance company will figure your claim.

Do you feel qualified to negotiate for a settlement?

Insurance companies put their most experienced adjusters on an accident settlement case. They tend to be more aggressive and fight to pay out the smallest settlement they can negotiate for. They are skilled at twisting your words to reduce the settlement. Remember, they work for the insurance company not for you.

A personal injury attorney will protect your interest

When you’ve been involved in an accident you want the best representation you can get. You want someone who is skilled in negotiating and can’t be intimidated by an aggressive insurance adjuster. An attorney will be able to investigate your accident and may often find things that didn’t even occur to you. In addition they will work with your doctor to get a clear understanding of your injuries and any long term issues.

Finding a qualified personal injury attorney is important. You want an attorney who you trust and can communicate well with. Keep in mind that you will be working together for several months. Insurance settlements take time as each side works to get the best settlement.

Juan Ordaz is a http://sandiegopersonalinjuryattorneyslawyers.com personal injury attorney with a high success rate and a reputation of working well with his clients. He is an attorney who will look out for your best interest and make sure that you get the best possible settlement.

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Juan Ordaz is a San Diego Personal Injury Attorney with a high success rate for his clients. He is well known by his peers as an attorney to work with if you've been involved in an accident through no fault of your own.