Annual Credit Report Important Financial Management Tool

Feb. 23, 2012 - PRLog -- Mendham, NJ, 23-February-2012 - MoneySmart is reporting that an annual credit report is one of the most important financial management tools one can have. Everyone is entitled to receive one credit report for free each year. This should contain information from all of the major credit bureaus and provide details about one's current credit history and credit worthiness.

With the growing number of people who become victims of identity theft, it is critical to view one's report at least once a year in order to ensure that no incorrect or false entries are included that could damage one's ability to get a loan or line of credit. Even if one is not the victim of fraud, it is possible that entries could be made to one's report in error. Only by viewing a copy of this is one able to dispute such errors and get them removed.

For more information about how an annual credit report is a key element in any financial management plan, interested persons in South Africa are encouraged to visit http://www.moneysmart.co.za/. They may also request a copy of their credit report at http://www.moneysmart.co.za/credit/credit-report/. Members of the press and/or other interested parties may obtain additional information about this firm and/or the content of this press release by contacting the following:

Susan Smith

Public Relations

Justin Harrison Marketing

PO Box 311

Mendham, NJ, USA 07945

Phone: + 00 1 973 531 4982

Fax: + 00 1 973 543 5683

Email: pr@justinharrisonmarketing.com