BB&T Pays Georgia Homeowners $3,000 Short Sale Incentive at Closing. This is Not a Loan!

May 30, 2012 - PRLog -- Certified Short Sale Expert

Did you know that only 2% of real estate brokers understand how to get a short sale approved.? There are certain forms that must be submitted with the Short Sale packet that can only be prepared by a licensed real estate agent or broker. In addition to that, realtors should be certified to handle this process.

If you are thinking about a Short Sale? Behind on mortgage payments, Home underwater, Loss of Employment, I would encourage you to visit: http://www.GeorgiaShortSaleHelp.com or contact me at 678.480.5054 for a free consultation. Georgia Short Sale Help is a free service for distressed homeowners.
We never charge a fee for our services.

Many lenders offer incentives for different amounts. If your mortgage lender is BB&T Bank, you may qualify for a $3,000 short sale incentive at closing. This incentive is not a loan and does not have to be paid back.

How to qualify to do a Short Sale?

For homeowners to qualify for a short sale, they must fall into all of the following circumstances:
Financial Hardship – There is a situation causing you to have trouble affording your mortgage.
Monthly Income Shortfall – In other words: "You have more month than money." A lender will want to see that you cannot afford, or soon will not be able to afford your mortgage.
Insolvency – The lender will want to see that you do not have significant liquid assets that would allow you to pay down your mortgage.
Some lenders are approving short sales even if you are current on your mortgage.YOU DO NOT HAVE TO BE BEHIND ON YOUR PAYMENTS TO QUALIFY FOR A SHORT SALE!

Can I Short Sale My Home without a Realtor?

No, your lender will advise that you seek the professional help from a Realtor who understands the Short Sale process. Did you know that only 2% of real estate brokers understand how to get a short sale approved.? There are certain forms that must be submitted with the Short Sale packet that can only be prepared by a licensed real estate agent or broker.In addition to that, realtors should be certified to handle this process.
The mistake that homeowners make is they wait too long before seeking help! Take advantage of a short sale. It’s much better than walking away or a foreclosure.

Visit: http://www.GeorgiaShortSaleHelp.com or call 678.480.5054 to schedule a FREE Consultation.