Southeastern Michigan Short Sale : Buried With a Over Financed Home …We help you get back on Track

July 24, 2012 - PRLog -- We Can Help if you:

•are behind on your mortgage payments;
•owe more than your house is worth;
•lost your job and may not be able to make ends meet;
•Are facing a higher payment due to a mortgage rate adjustment.
Short Sale

a short sale occurs when a lender agrees to accept a smaller payoff on a mortgage than the amount owed. For example, if you borrowed $400,000 on your home and the value has dropped to $265,000, you would be able to sell the home in a short sale with no further debt owed to the bank in most cases. The lender absorbs the loss, real estate commission, back taxes and other arrearages. The advantage to the lender and homeowner is that they are able avoid the costs of foreclosing, repossessing, owning, managing and re-selling the property. Their loss in minimized by negotiating a short sale.

The advantage to you is that you save your credit from a foreclosure, leave the home more on your own terms, have no deficiency judgment, and are positioned to get back on your feet and back into responsible home ownership in a far more reasonable period of time, sometimes in as little as 12 months.

Short sales are complicated, not easy to negotiate, and are best dealt with by a specialized professional. Our team of real estate brokers and short sale negotiators are adept at the practice and will guide you though the process as smoothly as possible to minimize the stress and headaches associated with the short sale process.

Since you will pay nothing for this service …Your Lender Pays 100% of The Short Sale Costs, you should talk to us.

We can help you

•Avoid repossession of your home
•Sell your house for less than what is owed
•Avoid a deficiency judgment or lingering debt to the bank
•Not pay any real estate commission
•Save your credit from foreclosure
•Position yourself for responsible home ownership sooner
Our team of seasoned real estate licensees and attorneys specialize in negotiating with the loss mitigation department of lenders to settle your mortgage for less than what you owe with no mortgage debt after the sale.

Here are just a few of the things we do to help:

•Full service real estate brokerage- We’ll list your home, find a buyer and submit their offer to the bank.
•Assistance with hardship package- We’ll help you complete financial disclosures, letters of explanation, and your full hardship package so it will get accepted by the loss mitigation negotiator at the lender.
•Manage BPO/Appraisal- for the lender to verify the home’s true market value, so your short sale is approved.
•Oversee the entire transaction- home inspections (buyers must agree to buy “AS IS”), buyer’s mortgage process, title work, and all the many things required for a smooth real estate closing.
Best of all, there is no out of pocket real estate commission to pay or back debt to haunt you. The lender absorbs the loss, and you get a fresh start.

www.MIForeclosureHelp.com Helps This Couple Short Sale Their Macomb Twp Home: http://www.youtube.com/watch?v=9kZ3rNRLycc



The worst thing about mortgage problems is the stress and heartache associated with them that effects your employment and family life. So call us Rick Giese today for a free, no-obligation consultation over the phone at 1-800-274-5656!

Get Your FREE Book Today:



“The Homeowner's Guide to Real Estate Short Sales”



This comprehensive tool-kit makes short sales so simple you can do one on your own.



SEE http://www.miforeclosurehelp.com/



Thanks for reading, Rick Giese.

Rick Giese is a real estate associate broker at RE/MAX Advisors.

Phone Toll Free: 1-800-274-5656. email: Rick@RickGiese.com

Rick Giese specializes in loan modification assistance and short sales in the Macomb , Oakland and southern St Clair County Areas of Michigan. Macomb Loan Modification Help, Macomb Short Sale Help. Oakland Short Sale Help Macomb and Oakland County MI our services are offering sellers another option besides pre-foreclosure foreclosure or bankruptcy that can affect their credit for years. We are currently offering our services in the Richmond, Shelby Township, Macomb Township, Chesterfield Township, New Baltimore, Clinton Township, Sterling Heights, Mount Clemens (Mt Clemens) Fraser, Harrison Township, Warren, Roseville, St Clair Shores areas of Macomb County Michigan Madison Heights, Troy, Clawson, Royal Oak, Rochester, Rochester Hills, Berkley, Birmingham areas of Oakland County