Credit Card Debt Consolidation Debt Relief: How To Get Your Free Analysis

Dec. 9, 2012 - PRLog -- As the grip of a powerful economic recession continues, more and more people in America are seeking Debt Consolidation. And while the term has become a generic one for the debt relief industry - including that of credit counseling, debt management, debt consolidation loans, and even credit card debt settlement - the actual meaning of debt consolidation is rather straightforward.

Get Started With Credit Card Debt Consolidation:

http://www.nationaldebtreliefprogram.org/

Debt consolidation may be defined as the consolidation or combining of higher interest rate debts into a single, easier, more manageable, monthly payment.

Credit Card Debt Consolidation Program

While consolidation loans, despite the drawbacks, can work for some people, a credit card debt consolidation program through a reputable credit counseling service may be for many, a more viable way to go. These services use a debt relief program called a Debt Management Plan or DMP.

Basically, this is a comprehensive debt relief plan that helps debtors payoff existing debt, hopefully on an accelerated timetable, and may help to reduce stress from bill collectors calling day and night. Speaking of bill collectors, as consumers you do have certain legal protections under the Fair Debt Collection Practices Act.

Get Started With Credit Card Debt Consolidation:

http://www.nationaldebtreliefprogram.org/consolidating_cr...

Consumer Credit Counseling

For those financially going nowhere fast and looking for relief from credit cards and other types of unsecured debt, it's may be best to consider options other than a debt consolidation loan. Informed consumers will take the time to examine the benefits of a debt consolidation Debt Management Plan (DMP) offered by credit card counseling services. Benefits which include consolidating all unsecured debt into a single, more affordable and lower monthly payment. In so doing, the creditors get paid back what is owed and you as the consumer can reduce your debt at a pace you can manage.

National Debt Relief Program offers a free debt analysis which can be taken advantage of at their website:

http://nationaldebtreliefprogram.org/