Credit Card Debt Consolidation Debt Relief Options Today: The 411

Jan. 4, 2013 - PRLog -- If you are like most people trapped by debt, finding debt help can be extremely complicated. There are a lot of different companies offering a variety of debt solutions. Many credit card debt consolidation companies out there are actually working for your creditors or trying to convince you to file bankruptcy. The best debt relief programs are designed for those consumers facing financial hardship who value getting out of debt over maintaining their credit score.

Get Started With Credit Card Debt Relief:

http://www.nationaldebtreliefprogram.org/

Consumer Credit Counseling
Consumer Credit Counseling (CCC) companies were first started by the credit card industry to provide debt solutions to the enormous amount of people who began to fall delinquent on their payments. In many cases, the debt help of a true credit counselor may be helpful, as the reduction in interest rates may be enough to alleviate the financial strain a consumer faces.

Debt Consolidation Loans / Credit Card Debt Consolidation
When falling victim to financial problems, debt consolidation loans are one of the most common debt solutions people think of for credit card debt consolidation. In some instances this option may be a good fit for you if you have excellent credit and can obtain much lower interest rate with a manageable monthly payment. This option only makes sense if you can obtain a new credit card debt consolidation loan with a much lower interest rate and a payment the comfortably fits within you budget.

Get Started With Credit Card Debt Consolidation:

http://www.nationaldebtreliefprogram.org/eliminating_cred...

Debt Negotiation
With debt negotiations, the debt relief provdier takes an aggressive approach to settling your debt. A debt negotiation program is designed for those consumers facing financial hardship who value getting out of debt over maintaining their credit score. Unlike most CCC’s or credit card debt consolidation programs that may only reduce credit card interest rates, debt negotiation programs aim to settle your debt for less than you owe without requiring you to obtain a new loan or file bankruptcy. With their professional debt negotiating team, they will work to settle your debts in as short a time as possible.

National Debt Relief offers a free debt analysis which can be taken advantage of at their website:

http://nationaldebtreliefprogram.org/