Buy Locally With 100% USDA Financing Now Available in Three Effingham County New Home Communities

SAVANNAH, Ga. - March 28, 2013 - PRLog -- Beacon Builders and Horizon Home Builders want South Georgians to know that owning a new home is no longer just a dream. The USDA Rural Housing Loan provides very low, low and moderate income rural residents with better access to affordable housing finance options with no down payment.

Michael Caputo, Senior Loan Officer at preferred lender Starkey Mortgage explains, “Programs like USDA 100% financing make it easier for home buyers to take advantage of the historically low interest rates, and in many cases, a buyer can feel more comfortable being able to keep their savings in the bank instead of having to make a 3-5% down payment.”

Beacon Builders and Horizon Home Builders currently offer new homes in three single-family communities throughout Effingham County: Staffordshire Estates, Laurel Mill, and Cypress Cove. With local builders and agents and a plethora of design options, South Georgia homebuyers are sure to find the perfect home in one of these extraordinary communities.

Staffordshire Estates features elegant homes on lushly appointed grounds with deluxe community amenities, priced from the low $200,000s. Nestled between grazing horse pastures and a beautiful lagoon, Staffordshire Estates is the perfect community for families looking for a peaceful lifestyle. Homes showcase brick and vinyl exteriors, large front porch elevations with decorative columns, carriage-style garage doors, and notable rear patios. All home designs feature open floorplans with up to 3,121 square feet of well-designed living space, three to five bedrooms, and two-and-a-half to three bathrooms. These homes are dripping with upscale features that come standard on each home. These include triple crown molding, 9’ coffered and smooth ceilings, recessed lighting, and chair rails in the dining room. Selection options for the homebuyer include wood, carpet or tile flooring and granite countertops. In addition to a stunning home, residents enjoy an amenities package including a gorgeous pool with a cabana, tennis courts, a basketball court, a toddler park, and optional horse boarding and lessons.

Laurel Mill offers homebuyers the opportunity to purchase a Georgia new home located less than 2 miles from premier South Effingham schools. Homes at Laurel Mill are priced from the mid $100,000s. Available home designs offer a wide-variety of options with up to 2,800 square-feet of living space, three to four bedroom plans, masters on the main, and spacious bonus rooms. For residents looking to enjoy the beautiful Georgia weather, Laurel Mill has a lovely green space, playground, and recreational space.

Move-in ready opportunities are now available at Cypress Cove, situated on oversized lots of at least a half-acre. Priced from the $150,000s, these beautiful homes feature a variety of four bedrooms, two-and-a-half bathrooms and approximately 2,805 square feet of well-designed living space. For more information on all communities, contact the sales center for Lighthouse Point Realty at 912-728-5943.

Children of all three communities will receive an excellent education attending sought-after schools in the South Effingham school district (in Staffordshire Estates and Laurel Mill) and Effingham school district (Cypress Cove).

According to Pamela Hammock, Broker for Lighthouse Point Realty, “Here in the South it’s all about relaxed family-living with Southern Hospitality. We take pride in choosing locations with desirable school systems and friendly faces.”

Furthermore, buyers will rest assure that they are in good hands with these family owned and operated businesses. Hammock explained, “Every buyer is treated with the same attention and importance. No matter the expense, each home is extremely important for the buyer. We take great pride in the work we do and the lives we get to change forever.”

For information or to set an appointment please contact the customer sale center at Lighthouse Point Realty at 912-356-1791 or visit http://www.lighthousepointga.com/.  

As a bonus, all three communities are offering $3,500.00 towards closing costs with its preferred Lender, Starkey Mortgage (WR Starkey Mortgage, LLP NMLSR# 2146). For more information or to get pre-qualified contact Michael Caputo (NMLSR# 609809, GA License# 32860, SC License# 32860) at 912-658-2366 or mcaputo@starkeymtg.com or visit http://www.lowcountryhomeloans.com/.  
Georgia Residential Mortgage Licensee. 6600 Abercorn Street Street, Suite 105, Savannah, GA 31405.  

About Beacon Builders:

Beacon Builders will show you that your dream of owning a home can be a reality. We make home building and buying affordable, friendly, and efficient. Specializing in both custom and value-engineered single-family homes and townhomes, we provide the opportunity to purchase the best home at the best price in a very desirable coastal area. Whether you are a young professional, a newlywed, a growing family or thinking about retirement in an easy maintenance-free lifestyle, Beacon Builders is the right builder for you. We offer luxury features at a price you can afford. Our communities are convenient to schools, shopping and businesses in growing areas such as Pooler, Georgetown, North Bryan County, Bradley Point South, and Effingham.

Beacon Builders, Inc. was created in 2001 by brothers and University of Georgia graduates Corde and Candler Wilson of Savannah, GA. The Wilson brothers partnered to continue a family tradition of building begun by their father, James C. Wilson, more than 30 years ago. Beacon Builders is proud to partner with Lighthouse Point Realty to offer excellent customer service and unmatched availability to homebuyers, or, as they like to call them, future friends.

About Horizon Home Builders:

Brothers Robert and Richard Flanders are Savannah natives who grew up in the housing industry. After graduating from the University of Georgia, Robert spent time working as a commercial lender. Richard, a Georgia Southern University graduate, spent years building custom homes in the Atlanta area before joining his brother to start their own company. Horizon Home Builders was founded in 2003 with the goal of creating a homebuilding company that provides a superior product for a more reasonable price, while improving the community as a whole. Only a family owned company, like Horizon Home Builders, can offer such extraordinary service.

Equal Housing Opportunity. Equal Housing Lender.