Comprehensive Health Cover Offered By Apollo Munich Products

GURGAON, India - April 3, 2013 - PRLog -- A person who is intelligent and has good health is said to be completely blessed in today’s world. Such a person is able to cope up with the adverse conditions that turn up in life. However, the sedentary lifestyle lead by most people has becomes the silent health killer. The improper diet and lack of physical exercise further make human body prone to health issues. Numerous of people are becoming health conscious because of emerging problems and are adopting various measures to stay healthy. Going to gyms, aerobics or other outdoor games or some the sort of exercise to keep their body fit are common among the crowd.  

Apart from all these efforts, an individual may become victim of health issues that may not only bring discomfort in a person’s life but also financial problems for the family. The rising medical care expenses results in long hospitalization bills that are difficult for most of the Indian families’ to bear.

Health insurance companies have brought in solutions for this problem. They have brought in a variety of products that could cater to the medical needs of people and could make medical treatment inconvenient for them. These plans can save your wealth to flow like water.

The financial coverage that a policy holder seeks under the canopy of health insurance benefits has made it quite easy for people to bear high treatment expenditure. Insurer reimburses the medical expenses incurred for the treatment of covered perils, making medical treatment both affordable and accessible. An important point to check out is the plan’s coverage. One should buy a comprehensive health coverage plan such that he or she gets the maximum advantage of the same, when required.

Apollo Munich, a joint venture between the Apollo Group of Hospitals and Munich Health, has devised various plans to offer all-round coverage to the people of India. The company has turned up with a wide assortment of plans, like Easy Health, Insure Health, Maxima, Optima Restore, Optima Plus and several others that are designed after identifying health needs of people. All these plans are well thought and designed to cater to the needs of people of all sections of society. There is ‘Easy Health’ plan for basic health cover. There is the ‘Maxima’ plan for overall-coverage.  There is Insure Health, an easy-to-buy plan. In addition, there are various other plans brought by the company to help people enjoy wider coverage under different circumstances.

Working continuously in the direction to offer better health coverage, the company has brought in products with never-before benefits to help the Indian masses to the extent possible. Optima Plus, a top-up plan that helps a person to stay protected for higher hospitalization expenses. The remarkable aspect of this plan is that an insured can get it converted into fully-fledged nil deductible health insurance plan at the age of retirement. Optima Cash is another top-up plan that offers daily cash benefit for the number of days an insured is hospitalized.

Optima Restore, the unbelievable product, offers many unbelievable benefits to its customers. The plan reinstates the basic sum insured amount for an insured, if it gets exhausted during the policy period and the insured needs the coverage again during the same year. There is ‘Multiplier’ benefit that raises the sum insured amount by 50%, if there is no claim made during the whole year. It means that after two consecutive claim-free years, the sum insured amount becomes double, though the premium remains the same.

On other hand the ‘Maxima’ plan offers coverage for both inpatient and outpatient expenses, thus making medical treatment almost free for an insured. Under the canopy of such comprehensive plans, a person can enjoy life to greater extent, as one gets coverage even for small treatments, like cold, cough, fever, etc.

In order to improve upon the accessibility of healthcare in the country and make the condition of health insurance better, the experts are regularly working hard in the direction to design more products that could cater to the needs of people and offer them the best-in-class solutions. The simple policy wordings, speedy claim settlement and hassle-free policy issuance process keeps them away from the related hassle.

For More Information visit:- http://www.apollomunichinsurance.com