Personal Loans - EC Finance ( Cash Loans )

CAPE TOWN, South Africa - April 3, 2013 - PRLog -- Personal loans can be used for a variety of purposes. The money you receive can be used however, for whatever you like. This includes anything from appliances, furniture, renovations and school fees to a much deserved family holiday, or to consolidate your existing accounts.

Repayments of your personal loan are done over a number of months so as not to place too much additional pressure on the applicant.

Our partners offer a direct finance facility which means the funds are deposited directly into your bank account.

Personal Loans range from R1000 - R60 000.


How do I apply for a Personal Loan?

You will need to complete the online application form to check if you qualify for a personal loan.

The online for is on http://www.ecfinance.co.za

What do I need to qualify for a Personal Loan and how long does the process take?

Once you have completed the online Personal Loan application form, we will list the documents required with your application form, such as a certified identity document and proof of earnings.

What is the interest rate on personal loans?

The interest rate is determined based on your profile, amount requested and repayment period.
What are the repayment periods for personal loans?

You have the option to repay your personal loan from 3 months to 60 months

What is the minimum and maximum personal loan amount I can apply for?
Loan amounts range between R1000 and R 50 000.

Can I use this loan to consolidate all my existing loans, so I only have a single repayment to make monthly?

Yes, if your debts to be consolidated is less than R 50 000. For debts greater than R 50 000, we suggest you apply for a Debt Consolidation Loan.