Credit Card Debt Consolidation Debt Relief Programs Easier To Apply For

Sept. 5, 2013 - PRLog -- Credit card debt relief is needed now more than ever, with the United States of America fast becoming the United States of Debt. Personal credit debt remains at high levels, in step with the U.S. national debt, which is set to top $13.6 trillion this year, or 93% of gross domestic product, according to a Treasury Department report to Congress.

Get Started With Credit Card Debt Relief:

http://www.nationaldebtreliefprogram.org/

Fortunately, there is much that can be done to address the issue of revolving personal credit debt, 98 percent of which is credit card debt. Relief is possible through a variety of consolidation programs and services that are easily and readily available today in all 50 states.

In many cases, the decision to simply reach out for credit debt help is the hardest part of getting the credit card debt relief that is available. Once a person understands that credit debt is an issue in their lives, then appropriate steps can be taken to remedy the credit debt situation.

Get Started With Credit Card Debt Consolidation:

http://www.nationaldebtreliefprogram.org

Debt management services and debt relief organizations typically offer the following effective debt relief programs:

Debt Consolidation: In this credit debt program, one's personal debt is consolidated and combined into a single monthly program payment. This credit debt consolidation can be achieved through a debt consolidation loan such as a home equity loan, or it can be achieved through a debt management plan or debt repayment plan that has been negotiated by debt relief firm.

Debt Settlement: In this credit debt program, one's personal debt is negotiated to a lower level and a settlement agreed upon. A debt relief firm working on behalf of the person in debt with their creditors arbitrates this lower amount. Debt settlement, also known as debt negotiation and debt arbitration, can achieve spectacular reductions of debt, in many cases up to 50% or more. This is personal credit debt that through debt settlement can be negotiated away and forgiven.

National Debt Relief Program, a non-government, non-government related debt relief firm, offers a free debt evaluation and free debt savings quote which can be taken advantage of at their website:

http://nationaldebtreliefprogram.org/ (http://www.nationaldebtreliefprogram.org/)