Sacrifice Costs More Than It Saves | Being Smart Really Saves

Jan. 20, 2014 - PRLog -- Scrimp and save, a saying that is likely as old as time. In today's world economy it is a saying that almost everyone is struggling to embrace. People and businesses alike are cutting almost everything in order to get the monthly and yearly payments down to only the bare minimum. The problem is that most people and business are actually scrimping in areas that end up costing them an enormous amount more than they could ever save.

The Wrong Economical Choices

The first thing is to prioritize what things are necessities and what things aren't. This is where almost everyone makes the major mistakes. Some of the areas that many decide to save money are auomobiles, computers, food, entertainment, health care,  and clothing. These are almost all of the areas that affect our lives. The truth is that making cuts in some or all of these areas will indeed save for some a small fortune. The problem is that those same savings end up costing us too.

Some things that are often done in order to cut expenses in these areas are to do things like extend the amount of time between service calls for the automobiles, changing to a more inexpensive mechanic to do those service calls. Computers offer several areas in order to save money. There are a number of free services available for antivirus protection and online backup. Using the free services in order to save the monthly or yearly expenses could be worth a few hundred dollars.

The problem with this type of prioritizing and financial cuts, the quality of service decreases. Rather than standard motor oil or engine parts the less expensive mechanic may be using substandard material causing the length between needed services less. In the long run this type of practice has a very large cost increase. The fact that it is spread out over time makes it difficult to see.

Computer services like antivirus protection that are offered for free are also often substandard and more likely to let threats on to your computer that may result in the loss of files, definitely loss of time and an immense bill for virus removal. When using free backup or email services we are subject to massive loss like a group of gmail users did last October.

Shop Smarter Not Cheaper

Often there are computer services available that are name brand and premium services that are available in packages that are for a longer term. The initial expense is more but the long term expense is a fraction of the usual cost. Many times driving an extra 500 to 1,000 miles past the recommended service date is an exceptable way to decrease a large long term percentage of our automotive upkeep without risking the safety or health of our automobile.

Saving money does not always mean you spend less initially. It means that we do things in a smarter way and end up saving a large amount of money spread out over time. Using these smarter methods will save an average person twice as much over time than any lower quality or free service will save. Taking advantage of multi year or lifetime services like the unlimited online backup or lifetime antivirus protection at http://www.techwizardsolutions.com may cost a little more initially but when compared to the $200+ repair bill, the lost time, and possibly the lost files or identity caused when threats make it onto your computer because you were using a free antivirus solution, or the extra $149 to have the files backed up because there wasn't enough room available on the free backup plan it is easy to see, shopping smarter not simply cheaper usually saves a great deal more money.