Attorneys at Consumer Action Law Group Successfully Stop Foreclosure Immediately for Their Clients

LOS ANGELES - April 27, 2016 - PRLog -- One of the worst things that can happen to a homeowner is losing their home after receiving a foreclosure notice. Foreclosure can be devastating financially, impairing credit, making it impossible to buy a house or car immediately afterwards, and the emotional strain is intense. A large percentage of homeowners are unaware that a foreclosure attorney can stop a foreclosure and save their homes. In many cases, borrowers rely on their lenders to help them save their homes without understanding that their lender may be taking advantage of them. The best way to stop a foreclosure is to get legal help from a foreclosure lawyer.

In the state of California, the Homeowners Bill of Rights protects homeowners from losing their homes and fighting fraudulent mortgage practices. When it comes to stopping illegal foreclosures, the California foreclosure law limits what lenders can do before starting the foreclosure process. The foreclosure laws in California make it illegal for mortgage lenders to start the foreclosure process without first offering alternative solutions such as loan modifications. Foreclosure attorneys use the law to protect homeowners against wrongful foreclosure.

As soon as a notice of foreclosure is received, the best advice is to call a foreclosure attorney at Consumer Action Law Group. Their foreclosure attorneys have a long and successful track record of stopping foreclosure and giving free legal advice to stop foreclosure immediately.

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How to Stop Foreclosure
There are several legal options that a foreclosure lawyer will consider depending on the borrower's specific situation. The most common legal strategies to stop foreclosure include filing a lawsuit or a bankruptcy.

Filing a Lawsuit
Foreclosure lawyers are specially qualified to stop and reverse wrongful foreclosure. They search for evidence of a wrongful foreclosure and file a lawsuit against a lender. The most common illegal practice in California is "dual tracking". When a borrower is in the process of applying for a loan modification, a lender cannot move forward with foreclosure. If the lender sends a notice of default or notice of trustee sale while a borrower is applying for a loan modification, it is best to immediately contact a foreclosure lawyer.

Filing Bankruptcy
A lawyer can immediately stop foreclosure by filing Chapter 7 or Chapter 13 bankruptcy. A borrower that qualifies for bankruptcy can save their assets, eliminate their debts, and stop the foreclosure process. Chapter 7 bankruptcy is not the same as chapter 13 bankruptcy, and it is important to talk to a lawyer to understand how bankruptcy works and whether it makes sense to file or not.

A foreclosure lawyer may advise a homeowner to file Chapter 13 bankruptcy if the borrower can afford to start making mortgage payments after filing. A Chapter 13 bankruptcy will stop the foreclosure process and allow the homeowner to catch up on missed payments. Bankruptcy is not available for everyone; a homeowner will need to prove that they have enough income to be able to file Chapter 13 bankruptcy.

For detailed information on how to stop foreclosure immediately, visit http://ConsumerActionLawGroup.com or call 818-254-8413.