iPMI Magazine Speaks with Andrew Apps Marketing & Distribution, Expacare LTD

MAYFAIR, U.K. - Feb. 27, 2018 - PRLog -- Firstly, congratulations on the new appointment Andrew and thank you for taking the time to speak with us. How are you settling in to the new role?

Thank you Chris, and always a pleasure. Busy would perhaps be an understatement and the reaction from the iPMI market has been overwhelming. It seems like I never went away.

You previously were working with an IPMI brokerage, and now an IPMI provider. Any specific reason for the change?

Having been on the insurer side of the fence for over 30 years, spending the past two and half as an iPMI broker proved to be a real eye opener and something that I would recommend to anyone who has never spent time on the 'dark side' to experience.

When I moved from domestic to International PMI back in 1990, my very first client meeting when I joined Wand AG, a German based iPMI underwriting agent was to accompany our Deputy Chairman to a meeting with Expacare who were then based in Woking. On being introduced to their Managing Director of the time, his first question to me was to ask how long I had been with the company – my answer, 20 minutes!  I really had been thrown in at the deep end.

So, the opportunity to join Expacare has been like completing a circle for me and at a time when the company is going through great change following new ownership last year. It has given me the opportunity to be part of something quite special, whilst allowing the chance to give something back to an industry that has been an important and central part of my life for such a long time.

Who is Expacare?

In simple terms we're a specialist international medical insurance provider (often referred to as an MGU) having been around for almost 35 years which makes us one of the oldest international private medical insurance providers in the market.

We work predominantly through a network of broker partners, offering a range of international private medical insurance products underwritten within Lloyd's of London with the reassurance of solid backing and proven expertise

But what makes us different, is that we not only understand medical insurance but we understand what's it like to be an expatriate and to live and work overseas The high standards we set ourselves lie at the very heart of everything we do, and our friendly, experienced team are always on hand to help our broker partners and their clients choose the right cover or simply to give them guidance and hold their hand when the time comes to make a claim.

We see ourselves very much as a specialist and definitely not a 'one size fits all' provider.

Can you walk us through the benefits of an Expacare IPMI policy?

We offer one of the most flexible product ranges available in the iPMI marketplace which has enabled our members to tailor their cover and only pay for what they want rather than being pushed into buying a package of benefits that they either don't need or simply can't use.

With corporate rates available for one employee, even the smallest companies sending their first employees overseas have access to high quality medical insurance. Our flagship plan 'Choices' offers simplified medical underwriting acceptance for groups up to 4 employees and medical history disregarded for 5 or more employees.

Flexibility is key and the very foundation of our plans. In-patient treatment and emergency evacuation cover is included as standard across all our plans with the option to add cancer and chronic cover, a choice of four out-patient treatment packages, two maternity care options, dental treatment, wellness and optical cover.

Which regions does Expacare offer IPMI coverage?

Whilst our members come from all four corners of the world, we are seeing a growing demand for our products and services from the Gulf, Africa and South East Asia. With locally licensed plans already available for much of Europe, Dubai, Abu Dhabi and Indonesia (with more to follow soon), we are continually finding new ways to meet the needs of a growing market.

Read the complete interview with Andrew on iPMI Magazine here: https://ipmimagazine.com/medical-health-insurance/en/insu...

About iPMI Magazine

Due to the nomadic nature of the international private medical insurance (IPMI) industry, iPMI Magazine is an internet based news service for worldwide insurance and assistance professionals who need to understand the impacts of insurance and healthcare policy, regulatory, and legislative developments.

Over 40,000 senior level business decision makers, in over 120 countries, rely on iPMI Magazine to stay 1 step ahead of the risk and on the inside track of international PMI.

Covering business travellers, high net worth individuals, expatriate and leisure travel markets, iPMI Magazine is the only international news source covering the most exciting sector of international health insurance today: international private medical insurance.