What is the Best Motor Insurance Plan Available in Dubai?

AL GARHOUD, UAE - June 11, 2019 - PRLog -- Though driving has become ubiquitous almost everywhere in the world, owning and driving a car can be a tedious and risky process; cars require use and maintenance, and driving is said to be one of the most dangerous forms of travel, with over 200 fatalities caused by rash driving in Dubai in the past year (Tesorero, "Speeding Kills"). The dangers of driving necessitate some form of car or motor insurance, to protect you from financial emergencies in case you do get into an accident while on the road. Driving is risky because an accident can be caused not because of your mistakes, but because of others' careless driving. It is also illegal to drive a car in Dubai without any motor insurance, making it compulsory to move around. Because of its importance, car insurance companies in Dubai have also increased exponentially, and there are a variety of motor insurance plans for you to choose from.

Two Types of Plans:

When it comes to buying motor insurance in Dubai, it is important to choose a plan that works with your finances. There are two broad types of plans available; comprehensive plans, where the insurance covers damages caused to your car and the other car, and third-party liability plans, where the insurance covers damages caused to the other car (if the accident was caused by you). Third-party liability insurance plans are cheaper and might seem more attractive, but in the case of an actual emergency, you will still be required to shell funds out to fix the damage done to your vehicle. Therefore, it is important to keep these plans in mind when deciding your budget for the motor insurance plan in Dubai.

Insurance Premiums:

Choosing a motor insurance plan in Dubai also involves looking at insurance premiums. These premiums decide how much your insurance plan will cost, and depend on the type of car you have, the kind of lifestyle you need, and the amount of driving experience you have. The premium also depends on any extra coverage you might need, like off-road coverage, or coverage for an emergency breakdown. Off-road insurance will cover any damages caused while you are driving in the desert, or on any off-road courses. However, off-road insurance is offered separately and requires additional charges. Similarly, there is insurance for certain emergency services, including when your car breaks down in the middle of the road. These services can be availed at any time, but will also require additional costs. Choosing an insurance plan in Dubai does mean that you have to take all of these things (and other personal factors) into account before signing up for a particular insurance plan. Click here https://www.dnirc.com/personal-insurance/motor/online-quote/ to get online motor insurance quotes.

Online Insurance and Other Add-Ons:

Online car insurance in Dubai and Abu Dhabi is available, making it easier for you to sign up for a motor insurance plan at your convenience. Online car insurance makes it faster and more convenient for you to get an insurance plan, to legally and safely drive in Dubai. Being one of the best motor insurance companies in Dubai, various insurance companies have websites that will also be able to help calculate your premium based on each individual's situation, allowing you to tailor your insurance plan to your specific needs, without having to pay any extra, unnecessary costs.

Various Insurance Companies in Dubai:

In Dubai, there are a variety of insurance companies that offer motor insurance at affordable rates, for both individuals and corporate entities. For example, the Oman Insurance Company has a car insurance division that has a variety of motor insurance plans for all needs and purposes. With over 25 years of experience, insurance agents at Oman Insurance Company will be able to provide you with a tailored insurance plan suited towards your needs.
MetLife, on the other hand, is a UAE-based insurance company that offers several plans for accident and health insurance, allowing you to choose a particular plan based on your finances, with coverage ranging from 5 years to a lifetime (for both you and your family members). Here, you can choose a plan based on the type of coverage you get, along with how much you can pay per month.

DNIR, also known as Dubai National Insurance and Reinsurance, is an insurance company that provides a variety of plans for all situations, from life insurance, to motor insurance, to home insurance, and much more. Along with multiple plans, the DNIR website is user-friendly, interactive, and easy to navigate, allowing you to sign up for motor insurance online at your convenience. Visit https://www.dnirc.com/personal-insurance/motor/ for more details.

AIG is one of the world's leading insurance organizations, with an office in Dubai. AIG offers multiple insurance plans and has an extensive range of products and services, and can manage personal and business insurance clients with efficiency and confidence. Since AIG has been established globally, this insurance company has years of experience and expertise and will be able to provide you with exactly what you're looking for. ANIB is another insurance company and provides individual, personalized solutions to motor insurance in Dubai. With an interactive website and online discounts available, ANIB offers easy solutions to all motor-insurance related queries.