Best Life Insurance Seniors over 70 No Medical Exam

AMHERST, N.Y. - Nov. 10, 2020 - PRLog -- "No-exam life insurance" has a nice ring to it. It evokes a low-hassle application process and quick turnaround time for your coverage to kick in. No-exam might also sound appealing if you have a pre-existing health condition and worry that a physical exam would disqualify you from getting insured.

No-exam life insurance usually costs more than the alternative. For many people, the convenience of simplified or guaranteed issue insurance could be outweighed by the higher rates.

There are also limits to the coverage you can get without an exam. Companies often cap the death benefit for these policies anywhere between $50,000 and $500,000.

Many life insurance companies understand the issues related to older men and women, and are now offering attractive insurance packages for older people.

There's no requirement for a medical examination in order to purchase insurance either, so there is no need to worry about pre-existing medical conditions, which can of course have an impact upon the premiums.

As we become older, life insurance should not be viewed as another unnecessary expense. In many regards, it is in fact more important now than ever before. Along with senior life insurance comes many attractive benefits for both you as the policy holder, and also for your loved ones.

One thing to remember, the younger you are, the more affordable the life insurance policy will be. So start comparing rates today: https://www.mintcofinancial.com

Call 716-565-1300  info@mintcofinancial.com