Dental Plans: Waiting Periods Explained

LAS VEGAS - June 17, 2021 - PRLog -- If you have recently signed up for dental insurance, you may notice that your plan has a waiting period. Understanding what services are covered right away and what services you must pay for entirely out of pocket can help you make informed decisions about getting necessary work done.

What Is a Waiting Period?
As its name suggests, a dental insurance waiting period is the amount of time that must pass before your policy pays out for certain services. Depending on your plan, the waiting period may be as short as six months or it may extend to a full year or more.

Why Does Your Dental Policy Have a Waiting Period?
Dental insurance waiting periods are put in place to control costs. By imposing waiting periods, dental insurers can ensure that customers are not signing up for policies only when they need expensive procedures and then dropping their coverage as soon as the work is done. Without waiting periods, your monthly premiums would be significantly higher.

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