Planning Dental Implants To Maximize Benefits Usage

MANHATTAN, N.Y. - Sept. 1, 2022 - PRLog -- Do Your Homework

Although not every dental insurance plan covers dental implants, you may be surprised by how much your policy covers. Placing a dental implant may require several separate procedures, including bone grafting and creating the permanent crown. Some of these steps may be covered while others are not, so be sure to ask about each phase of your tooth replacement.

Tooth Extraction

If you have a single damaged tooth or a few that need pulling. If the tooth has to be removed because it cannot be repaired, the extraction may be fully or partially covered by your insurance.

Implant Surgery

Placing a dental implant is considered a major dental procedure. While coverage varies, most dental insurance plans cover 50% of dental implant surgeries up to a cap for the year.

The Restoration

The crown or artificial tooth may be covered all or in part, particularly if you had to have the natural tooth removed because of damage or decay. The reasoning is that the crown is a preventative measure, reducing the chance of complications and tooth decay in the future. Some insurance providers will cover all or most of the restoration (up to the policy's cap for the year).

Negotiate With Your Insurer

Many dental insurance providers provide partial coverage for dental implants. Others classify them as a cosmetic procedure and do not cover them but cover the cost of dentures. If they pay for dentures, you may be able to negotiate an alternative where they agree to offer the price of dentures toward your implants, with you making up the difference.

Do Not Forget Medical Insurance

There are some situations when your medical insurance could cover dental implants. Coverage may be available if your tooth was damaged in an accident or lost due to a congenital defect. Teeth lost to cancer and any tooth loss that leads to medical complications may also allow for dental implants under medical insurance. If you have both medical and dental insurance, you may be able to turn in different dental implant procedures under each policy for maximum coverage.

How Herald Square Dental Can Help

Figuring out the cost of dental implants and how to pay for them can be intimidating, but our team can help.
An initial consultation to discover whether a dental implant is the right way to replace your missing tooth or teeth is the first step. At HSD your dental implant consultation is free (https://www.heraldsquarecosmeticdental.com/patient-inform...). This Fall your initial consultation includes a complimentary CAT scan that provides images used during implant procedures, further reducing your out-of-pocket costs.