NEWPORT BEACH, Calif. -
Dec. 19, 2023 -
PRLog -- Your home and auto insurance needs are different in winter. Here are the most common types of home insurance claims and how you can prevent filing them with your home:
Frozen pipes - Let your faucet drip slowly so the water doesn't freeze.
- Keep your home at 55 degrees or warmer.
Falling trees - Remove diseased trees before they fall.
Falling branches - Trim trees regularly so that wind doesn't break them off and damage your home or car.
House fires - Be vigilant of grease fires in the kitchen when entertaining.
- Keep a fire extinguisher in the kitchen.
- Do not throw water on a grease fire; stifle it with a lid if possible or close the oven door and turn off the oven.
- Avoid using real candles, and monitor them closely all evening, if you do
- Check holiday lights regularly
- Keep the Christmas tree hydrated.
- Keep children and objects away from the fireplace.
Wind damage - Secure outdoor furniture and toys.
- Make sure trees are trimmed.
- Secure gutters, downspouts.
- Secure shutters.
- Seal gaps and holes to prevent water from getting inside.
- Make sure your roof is in good shape and can withstand the wind.
For the full scope of common claims, visit:
https://smartfinancial.com/winter-insurance
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