What Is A Special Enrollment Period (SEP)?

LAS VEGAS - May 21, 2024 - PRLog -- Enrolling in a health insurance plan can be a daunting task, and if you aren't aware of deadlines and "Open Enrollment" guidelines you may have missed your chance altogether. Before worrying too much, you may want to see if you could still be eligible for a special enrollment period. The special enrollment period is always within 60 days of a life event.  A "Life Event" is an event such as the birth of a baby, losing group coverage through an employer, losing coverage due to a move to Nevada, marriage, any many other scenarios.

Missing Open Enrollment or finding yourself in need of health insurance outside of the Open Enrollment period does not always mean you have to be uninsured for the entire year. A health insurance agent can help guide you through the process of determining if you are still eligible to apply for health insurance in Nevada. If you're not, perhaps a short-term health insurance plan may get you by until the next open enrollment period which is yearly starting November 1st through December 15th. (End dates of Open Enrollment can change year to year, please call us for this year's end date).

How Can Life Changes Affect Your Health Insurance?
To receive a health insurance policy that is affordable and viable for your family, you need to promptly report all life and income changes to your health insurance agent. This allows your agent to continuously match you with an insurance plan that offers the best coverage at the best price for your family. Plus, it helps keeps you out of trouble with the IRS!

If your income decreases or increases, or you welcome a new family member, your health insurance premiums will change. This could affect your eligibility for other cost savings programs. Any time you have a change in family size, or income changes, it's very important you report these to your agent as soon as possible! There are deadlines and coverage consequences with changes. Therefore, it is SO important to keep your health insurance agent up to date on family, income, and life changes.

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Nevada Insurance Enrollment
4260 W. Craig Road suite #150-A
North Las Vegas, NV 89032
(702) 898-0554
Website: NevadaInsuranceEnrollment.com