Michigan Collections Service Explains how to Handle Bad Checks

BIRMINGHAM, Mich. - March 12, 2025 - PRLog -- What do you do if a customer's check bounces?

How do you do business with that customer going forward?

Although you're filled with joy (and maybe a tiny bit of skepticism) when you hear "the check is in the mail," you know that checks don't always clear the bank. You must be diligent and monitor the flow of checks through your business. Everybody receives a bad check now and then, but how you handle it can make a big difference in your cash flow and bottom line.

Receiving a bad check isn't a small infraction. It's a major breakdown of the financial relationship and in your ability to trust your customer. Because the extension of credit is based on trust, bouncing a check goes to the core of the business relationship.

Communicate with your customer immediately upon receipt of a bounced check.

Express in no uncertain terms that the check must be replaced with real money within 24 hours, or you'll take further action.

If your customer admits the check isn't going to clear, even if you deposit it a second time, tell them, "I'll have someone at your door this afternoon to pick up replacement cash or a cashier's check. What time will it be ready?" Then contact an overnight courier (such as UPS or FedEx) and instruct it to pick up the cash or cashier's check at the appointed time. When you employ a courier, a cashier's check is preferable to cash.

When a customer makes good on a bad check, you may choose to be forgiving, but only the first time. A repeat offender should be notified that their checks will no longer be accepted. Restrict repeat offenders to cash, money orders, or cashier's checks.

Read the full article on the Muller Law Firm's website: https://www.mullerfirm.com/learnmore/michigan-collection-services-deal-with-problem-checks

Customer refusing to pay? Get help from a Michigan collection service!

If you're fed up with a customer refusing to pay, the Mullers can help. Our collection services are based in Michigan, but we can help you no matter where you are in the U.S. We can even help internationally! For more information, call (248) 645-2440 or submit a contact form here: https://www.mullerfirm.com/contact

About Muller Firm: Located in Birmingham, Michigan, Muller Firm P.C. is a family practice handling debt collection in Michigan for in-state, out of state, and international judgments against debtors. Their debt collection experts fight for creditor's rights no matter how big or small the amount of debt. Call today for help with your collections! www.mullerfirm.com