TD Bank Accused of Withholding Over $216,000 in Customer Funds: Ryan James & Daniels Corp. Demands Answers

MIAMI - March 12, 2025 - PRLog -- TD Bank Accused of Withholding Over $216,000 in Customer Funds

Miami, FL – March 11, 2025 – TD Bank is under fire after Ryan James & Daniels Corp. (RJD) and its CEO, William O'Hanlon, filed a formal complaint alleging that the bank seized over $216,000 in corporate deposits without cause or explanation.

According to O'Hanlon, RJD made multiple deposits over a 30-day period, including checks and cashier's checks totaling $216,212.00, before TD Bank abruptly closed the account without notice in August 2023. When O'Hanlon attempted to withdraw the funds from the Brickell, Miami branch, bank representatives refused to release the money, claiming the deposits had been returned to the original payors.

However, TD Bank's own records contradict this claim. Their transaction logs show a single debit transaction (Transaction Number: 2023075106) for the full amount of $216,212.00, but no evidence of refunds ever being issued.

For months, RJD Corp. has attempted to recover the funds, reaching out to every individual and business whose checks were deposited. Not a single payor received a refund. Meanwhile, TD Bank has provided conflicting explanations, alternately claiming the account never existed or that all funds were returned—a claim that directly contradicts their own transaction records.

"TD Bank has been caught red-handed withholding customer funds," said O'Hanlon. "Their deception and stonewalling should alarm every customer who trusts them with their money. If they can do this to a business account, what's stopping them from doing it to personal account holders?"

A Disturbing Pattern of Banking Misconduct

This isn't the first time TD Bank has been accused of financial misconduct. In 2024, the institution was fined $3.1 billion for money laundering activities. Now, customers are left wondering: Is TD Bank illegally holding customer funds to cover internal financial issues?

One former TD Bank customer recently shared her experience, stating that she opened a personal account, deposited $13,000, and had her account closed just seven days later—with TD Bank refusing to return her money.

"This isn't an isolated case—it's part of a larger pattern," O'Hanlon continued. "TD Bank needs to be investigated. Customers' hard-earned money is disappearing, and we need to know why."

RJD Corp. Demands Immediate Action

With the support of his legal counsel, O'Hanlon is demanding an immediate resolution, including the full return of the $216,212.00 that has mysteriously disappeared. If TD Bank fails to comply, he vows to escalate the matter through legal action and federal banking regulators.

O'Hanlon is also calling on state and federal agencies to investigate TD Bank's financial practices to ensure customers are protected from similar misconduct.

Have You Been a Victim?

If TD Bank has withheld your funds or engaged in similar fraudulent activity, you are encouraged to file a formal complaint with the Office of the Comptroller of the Currency (OCC) at (202) 649-6870.

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