Short Sale Help for Tucker, Georgia Home Owners, Lisa Jefferson Certified Short Sale Agent

April 27, 2012 - PRLog -- A short sale can be an excellent solution for homeowners who need to sell, and who owe more on their homes than they are worth. In the past, it was rare for a bank or lender to accept a short sale. Today, however, due to overwhelming market changes, banks and lenders have become much more negotiable when it comes to these transactions. Recent changes in corporate policy and the Obama administration have also improved the chances of getting a short sale approved. http://www.GeorgiaShortSaleHelp.com Call Lisa Jefferson today, 678.480.5054.
All SHORT SALE HELP IS FREE, there is NEVER a Charge for our services!!!!!

But to be technical, here's a more official definition:
A homeowner is 'short' when the amount owed on his/her property is higher than current market value. A short sale occurs when a negotiation is entered into with the homeowner's mortgage company (or companies) to accept less than the full balance of the loan at closing. A buyer closes on the property, and the property is then 'sold short' of the total value of the mortgage.

Can I Short Sale My Home without a Realtor?

No, your lender will advise that you seek the professional help from a Realtor who understands the Short Sale process. Did you know that only 2% of real estate brokers understand how to get a short sale approved.? There are certain forms that must be submitted with the Short Sale packet that can only be prepared by a licensed real estate agent or broker.In addition to that, realtors should be certified to handle this process.


How to qualify to do a Short Sale in Tucker, Georgia?

For homeowners to qualify for a short sale, they must fall into all of the following circumstances:
Financial Hardship – There is a situation causing you to have trouble affording your mortgage.
Monthly Income Shortfall – In other words: "You have more month than money." A lender will want to see that you cannot afford, or soon will not be able to afford your mortgage.
Insolvency – The lender will want to see that you do not have significant liquid assets that would allow you to pay down your mortgage.
Some lenders are approving short sales even if you are current on your mortgage.


The Mistake that Tucker Georgia homeowners make

Unfortunately, too many homeowners facing foreclosure proceed without the assistance or advice of real estate professionals or they wait too long before deciding to pursue the short sale process. Now more than ever, you need to find an advocate for you your family's interests, one who is prepared to handle your specific needs.
Real estate professionals with the Certified Distressed Property Expert (CDPE) Designation have trained extensively to understand the options, solutions, and effective methods for dealing with homeowners facing hardships. Don't risk your financial future and the potential sale of your home with an agent who does not have all the solutions.
CDPEs fully understand that saving a home can save a life, which can save a family, which can save a future.http://www.GeorgiaShortSaleHelp.com