Credit Card Debt Relief Programs Widely Available

LOS ANGELES - April 2, 2013 - PRLog -- Do you have so much credit card debt that you dread getting up in the morning? Have you been unable to make even the minimum monthly payments on your credit cards for the last four, five or even six months? Are debt collectors calling you multiple times a day to harass you? Then we don’t have to tell you that you have a bad credit card debt problem. You've already figured that out. What you probably haven’t figured out is how to get credit card relief.

Get Started With Credit Card Debt Relief:

http://www.debtrelief.bz/

Transfer your balances

If you have eight or even 10 credit cards that have interest rates of 18% or higher, you might be able to transfer all those balances to a card with a much better interest rate. Most of the credit card companies now offer no-frills credit cards with interest rates of 12% or even better. Many are now also offering balance transfer cards at 0% interest. If you can qualify for a 0% interest card, you could transfer the balances on those other cards to the new one and pay 0% interest for up to 18 months, depending on the card you choose. You would still be making payments but the money would reduce your balance instead of just paying your interest charges. If you could get 18 months of no interest, that could be enough time to completely pay off your balance and become debt free. How would that be for credit card relief.

Get Started With Credit Card Debt Relief:

http://www.debtrelief.bz/credit_card_debt_elimination_ser...

Increase your earnings

There are companies that would like you to believe there is some secret or special way to pay off credit card debts. Well, there isn't. If you want to get credit card relief, it’s pretty simple. You can either cut your spending dramatically and use the money you free up to pay down your credit cards or you can find ways to earn more money. You might be able to get a part-time job working evenings or weekends and use that money to pay down your debt. If you have the appropriate skills you might be able to make extra money doing handyman jobs. If you have good computer skills, you could earn money on the Internet by creating an online store or by selling your skills – for example as a copywriter.

Get credit card relief through debt negotiation

A way to get credit card relief that has become increasingly popular over the past few years is called debt negotiation. This is where you contact your lenders and offer to settle your debts for pennies on the dollar. For example, if you owed a credit card company $5,000. you could contact it and offer to settle your debt on the spot for $2,000. The credit card company might not accept your $2,000 offer but might agree to settle for $2,500.

Debt Relief offers a free debt analysis which can be taken advantage of at their website:

http://debtrelief.bz/