Credit Card Debt Relief and Consolidation Benefiting Many Today

Sept. 3, 2013 - PRLog -- Credit card debt relief is needed today. Census figures for 2009, to be released Thursday, are expected to show that the poverty rate soared last year to nearly 15 percent. One out of every seven Americans is now living below the official poverty level, the highest proportion since the 1960s. One in five American children are living in poverty.

Get Started With Credit Card Debt Relief:

http://www.nationaldebtreliefprogram.org/

These figures would indicate that some 45 million people were living below the official poverty line in 2009. The official poverty level, an annual income of $22,000 for a family of four, grossly understates the income required for a decent life. The real number of people living in actual economic distress is undoubtedly much higher.

The Census figures are for 2009, and the number living in or near poverty has no doubt continued to increase this year, with the official unemployment rate remaining near 10 percent and the combined rate of unemployment and underemployment at nearly 17 percent.

In the midst of the current economic climate, credit card debt continues to vex millions and remains a cause for concern. Yet credit card debt relief and consolidation programs are having a positive impact in the lives of many today. Though banks and lenders offer loans program to consolidate credit card debt, these programs require collateral, and home equity is often used for this purpose.

Get Started With Credit Card Debt Consolidation:

http://www.nationaldebtreliefprogram.org

By contrast, the credit card debt relief and consolidation programs as offered today by debt relief, debt consolidation and credit counseling providers do not involve the use of loans or risking one's home equity. Rather, by working directly with a person's creditors these programs can negotiate credit card accounts to settle for a reduced amount, or negotiate a lowering in interest rates and fees. Credit card debt and consolidation programs also consolidate credit card debt into a single monthly program payment.

Credit card debt relief and consolidation providers typically offer a free debt analysis and consultation as well that is secure and confidential. To learn more and get started, please visit National Debt Relief Program at:

http://nationaldebtreliefprogram.org/ (http://www.nationaldebtreliefprogram.org/)