Buy Here Pay Here NJ Car Buying Tips

Feb. 12, 2014 - PRLog -- February 3, 2014  - http://bhphcardealers.net has announced that they added a new video to their main page. The video is simple and provides a clean visual introduction to the site.

The site www.bhphcardealers.net is user friendly and is focused on helping car buyers through buy here pay here NJ locations as well as nationwide. The site features an easy application to help clients get fast auto financing approvals through buy here pay here financing dealers. The application has two main parts. The first includes first and last name, address, phone number and email. The second includes date of birth, residential information, and employment information. There is a final question about the percentage of used up out of the credit limit on revolving account(s) of the car buyers. There are also optional parts like agencies that help with fixing bad credit.

Tip 1:

From here, the application is diagnosed and the applicants simply wait for dealerships to call back with the guaranteed pre-approvals from the buy here pay here New Jersey or other nearby locations. Which dealerships contacts the applicants depends on what the customers filled in regards to their financial situation as well as proximity to the car lots. Different dealerships have different requirements to finance their cars. Hence based on the best matching fit, the applicants will be contacted back from only those dealerships that fit the customers needs and can provide guaranteed pre-approvals.

Tip 2:

This can be done with every car buyer regardless of bad credit because BHPH dealers do not check the credit score of the car buyers. They finance their cars directly and do not need to go through the traditional banks to approve the sale. With traditional dealerships, high credit scores are needed because the outside banks require them. So by eliminating the banks from the sale, there is no need to check the credit scores of the customers. Instead, the buy here pay here car lots can use the car buyers’ financial situation as a whole to determine the eligibility of the customers. Some customers will be allowed higher loan approvals than others. This will be mainly based on the dealerships’ assessment of what each car buyer can pay back monthly. In addition, some used car dealerships might require payments to be made not monthly, but rather weekly or bi-weekly. This is mostly because some people get their income in monthly, bi-weekly, or weekly checks.

Tip 3:

Traditionally, car buyers shop for cars at used car dealers in NJ or other locations and then look to see if somehow they can pay for it. This can waste time. Often the deals do not go through because the car buyers get declined for financing by the banks. So all the time spent searching for the cars, gets wasted with a simple word, “declined.” However, by applying online to buy here pay here dealers at bhphcardealers.net, the car buyers are guaranteed to be pre-approved even before they step into any dealership or search for cars.

The site provides help with buy here pay here in NJ as a whole which includes specific locations like Newark NJ, Elizabeth NJ, South NJ, Paterson NJ, Burlington NJ, Lakewood NJ, Vineland NJ, Glassboro NJ, Trenton NJ, Camden NJ, Linden NJ, Central NJ, Edison NJ, Bordentown NJ, Plainfield NJ, and Camden NJ.  In addition, they provide buy here pay here financing approvals nationwide.

Feel free to check the site at http://www.youtube.com/watch?v=epE0RZMok98 for more information.