Second Chance Checking Accounts In Arkansas

Sept. 18, 2013 - PRLog -- Residents in the state of Arkansas that are being rejected by banking institutions for a new savings or checking account because of negative items that were reported to the ChexSystems can now find relief from the free consumer organization "Bad Credit MD".

The consumer help guide wants unbanked residents in Arkansas to know that there is a silver lining to their banking problems. This is because there are banks and credit unions in Arkansas that offer programs such as "Fresh Start Checking Accounts" and "Second Chance Checking Accounts" for individuals with their prior banking history reported to the ChexSystems.

For people unfamiliar with the ChexSystems, they are a consumer-reporting agency governed by the federal Fair Credit Reporting Act (FCRA) that provides account verification services to its financial institution members to aid them in identifying account applicants who may have a history of account mishandling their bank account. For example, people whose accounts were overdrawn and then closed by them or their bank.

Individuals that wish to review a list of banks and credit unions that will provide them with a "Fresh Start" or "2nd Chance" checking account can do so by visiting the website of "Bad Credit MD" at http://www.badcreditmd.com/second-chance-checking-account/ along with further information on ChexSystems and how they can order a free report.

Banks, credit unions and viewers are also encouraged to email the free consumer organization about any "Frest Start" or "Second Chance" programs that are not listed on the organization's website.

http://youtu.be/sNvOFY6io_c



Bad Credit MD, located on-line at http://www.badcreditmd.com, is a free nationwide on-line consumer information guide that helps people across the United States, including the towns and cities in Arkansas that include Little Rock, Fort Smith, Fayetteville, Springdale, Jonesboro, North Little Rock, Conway, Rogers, Pine Bluff, Bentonville, Hot Springs, Benton, Texarkana, Sherwood, Jacksonville, Russellville, Bella Vista, West Memphis, Paragould, Cabot, Searcy, Van Buren, El Dorado, Blytheville, Siloam Springs, Harrison, Mountain Home, Marion, Helena-West, Camden, Magnolia, Arkadelphia, Batesville, Hope, Centerton, Monticello, Stuttgart, Clarksville, Greenwood, Wynne, Newport, Osceola, Mississippi, Lowell, Beebe, Trumann, Heber Springs, Morrilton, Pocahontas, De Queen, Warren, Farmington, Mena and White Hall..

Bad Credit MD has been in business helping consumers with bad credit since April of 2007 and is a subsidiary of Enticing Designs Publishing. The staff has various backgrounds in the financial and mortgage industry. This self-help site has over 500 pages of credit advice and articles. Its staff has researched its information with various governments around the world to provide the most comprehensive and accurate information free of charge.